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Florida Bankruptcy Exemptions

Many people contact our office to ask questions about tax debt and whether it can be included in a Chapter 7 or Chapter 13 bankruptcy. Our experienced bankruptcy lawyers at Englett and Associates work to maximize all legal opportunities to include as much debt under the bankruptcy petition as allowed.

It is possible to discharge certain old tax debt under Chapter 7 bankruptcy rules. Certain conditions must apply including:

36 months past federal filing due date—To ensure you have exhausted all means to pay your federal tax debt, the government requires that three years, (including extensions) from the filing due date must pass before taxes can be considered for discharge. Your taxes must have been timely filed otherwise they may not qualify to be discharged.

If you have recently received a government notice that taxes are due, you will likely not be able to include this debt under Chapter 7 bankruptcy for discharge. You will however, be able to file for a Chapter 13 bankruptcy, restructuring plan and address all tax debt issues.

Tax assessment 240 days prior to filing bankruptcy—You must prove that the IRS assessed the tax debt, eight months or more prior to filing bankruptcy.

Not the Result of Fraud or Evasion—For discharge, tax debt may not be part of a fraudulent return. Also, you may not be guilty of tax evasion in any way. Bankruptcy, as it involves tax debt can be complicated.

If you’ve been burdened with taxes you just can’t pay, it’s time to talk to someone who can help. Contact Englett and Associates to schedule a consultation now, (855) 215-2280.

We offer debt relief solutions in compliance with U.S Bankruptcy Code.

Our Locations


150 North Orange Avenue

Suite 303B

Orlando, Florida 32801

(407) 455-7359

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100 South Ashley Street,

Suite 600

Tampa, Florida 33602

(813) 496-7375

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Fort Lauderdale

888 South Andrews Avenue

Suite 302

Fort Lauderdale, Florida 33316

(954) 334-7776

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Fort Myers

5237 Summerlin Commons Blvd

Suite 305

Fort Myers, Florida 33907

(239) 275-2279

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324 Datura Street

Suite 150

West Palm Beach, Florida 33401

(561) 847-7721

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970 Lake Carillon

Suite 356

St. Petersburg, Florida 33716

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(727) 497-6076

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Lakeland 1102 S. Florida Ave

Suite 121

Lakeland, Florida 33803

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(863) 327-1724

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6767 North Wickham Road

Suite 400

Melbourne, Florida 32940

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(321) 460-1646

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Suite 203

DeLand, Florida 32720

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(386) 626-0011

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Suite 374

Naples, Florida 34109

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(239) 201-2527

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3350 SW 148th Ave.

Suite 110

Miramar, Florida 33027

(305) 967-6361

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50 North Laura St

Suite 2566

Jacksonville, Florida 32202

(904) 224-1522

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